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Practice Bankruptcy

Insolvency Solutions

CAVA Law offers its clients concrete legal strategies that permit them to address any and all debt-related legal concerns through the Bankruptcy Courts, Circuit Civil, and County Courts. Our team’s vast experience has allowed the Firm to serve as counsel to an array of diverse clients in insolvency proceedings: debtors and creditors, alike; whether individuals or corporate clients. A unique strategy is developed for each client, depending on the legal questions at hand. Our team is adept at navigating cases through Chapters 7, 11, 12, and 13 of the Bankruptcy Code, through Assignment for the Benefit of Creditors (“ABC cases”) in Circuit Civil Courts, and through mediation and arbitration when the matter requires it.

Some general accounts of a few of the matters the attorneys at the Firm have handled are as follows:

  • Liquidating unsecured debts of low income and low asset debtors in Chapter 7 cases, through which specific care is taken when qualifying the Firm’s clients for Chapter 7 bankruptcy, as the required income/asset analysis is tailored to the unique economic environment at the time the client needs to file bankruptcy;
  • Reorganizing secured and priority debts, like real estate-related debt arrears and back-owed IRS debt, for individuals in Chapter 13 cases;
  • Restructuring debts for small businesses in an effort to mitigate litigation risks, allowing the company to resume conducting business profitably through Chapter 11, using a SubChapter V election;
  • Assisting family-owned farm enterprises propose and carry out a payment plan to repay its creditors and maintain its agricultural and livestock operations;
  • Representing a diverse array of creditor clients, such as mortgage lenders, private investors, automotive dealers and financiers, that need to file Claims and other filings in  bankruptcy matters to assure that their claims are adequately considered by the Courts.

The Firm’s strategies when approaching matters of insolvency and financial risk are designed to provide clients with a plan of action that will lead them towards financial security.

At CAVA Law we provide personalized legal representation and guidance to help clients make the informed decisions needed while in a period of financial uncertainty.

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I am truly grateful that I was pointed to CAVA and that the universe placed us together. Vanessa has always made me feel human in this process and I thank her for her patience and kindness throughout…you are very much appreciated.

- Jeff G., July 2023

“I had the privilege of working with Vanessa, Partner at CAVA Law, and I must say that her legal services were nothing short of exceptional. From the moment I contacted their office, I knew I was in capable hands. She not only possessed an in depth knowledge of the law but also demonstrated a genuine commitment to helping me navigate my real estate legal matters successfully. Thank you!”

- Robert C., September 26, 2023

“CAVA is a law firm with experience, professionalism, respect, and exemplary customer service. Every single member of the team goes above and beyond to make sure their clients are always informed of their case. CAVA is made up of human beings who respect and care for their clients.”

- Hiram, September 21, 2023

“Thank you so much for helping my mother. Attorney Christina Vilaboa was compassionate and professional. She explained Chapter 13 case completely, step by step, giving her piece of mind and a sense of renewed stability that she hadn’t had in several years. I would recommend you very highly. Sincerely, Peter.”

- Peter, October 2023

“The legal team at the CAVA LAW FIRM are the best. I was very apprehensive and scared when I was first introduced to them to handle my legal problem. They were very professional while still being very personable. They walked me through every aspect of my case. They made it very easy on me. They did all the work. I would highly recommend them to any lay person that has little knowledge of how the legal system works. Thanks again!”

- Cathy E., August 2023

“Amazing service and professionalism. They took care of my situation I recommend them without any hesitation.”

- Tania M., August 2023

Five stars!

- Leopoldo C., May 2022

Five stars!

- Rene T., April 2023

They where very professional and great me good advice I recommend very much.

- Noraima T., 2022

Mrs. Vilaboa Abel is such a dedicated soul. I dont have words to express my grattitude towards her. My case wasn’t easy, yet she was supportive from day one and in the end she figured it all out. Aim for the stars Christina, you are awesome!

- Michelle H. May 2016
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FAQ: “Why Can’t You Just File Me as a Chapter 7 Bankruptcy?!”

When faced with a sea of financial challenges, individuals who begin considering bankruptcy go into it with the uninformed assumption that filing bankruptcy is as easy as filing the case with the Court, pushing a few buttons, and getting debts eliminated.

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If you're facing bankruptcy, debt litigation, or real estate issues, don't hesitate to contact CAVA Law, LLC in South Florida for personalized and compassionate legal representation.