Practice Areas

Default Legal Services

The attorneys at CAVA Law have comprehensive experience in assisting our creditor clients with accounts that are in need of recovery. The  team is well-versed in Florida’s debt collection and default rules. The Firm has pursued civil litigation on behalf of businesses, individuals, and governmental agencies as clients throughout the State of Florida in pursuit of debt or collateral collection. Legal causes of action pursued on behalf of our clients in this arena have included: mortgage foreclosure, eviction, ejectment, replevin, breach of contract, and quiet title. With bankruptcy law, reorganizations, and insolvency being at the foundation of our practice and expertise, the attorneys at CAVA Law are able to navigate the bankruptcy process on the creditor-side for our clients if a borrower on an account declares bankruptcy. Taking the time to advise our clients of the various options available in pursuit of monetary recovery or collateral acquisition, the team at CAVA Law understands that a nuanced understanding of the avenues available throughout the debt recovery process is necessary to obtain a just legal outcome for all involved.

Secured Transaction Contracts & Disputes

CAVA Law represents individuals and corporations alike, in matters involving secured debt obligations and the disputes that arise from same. The Firm represents our clients in a diverse range of matters that fall within this category: the review of Loan and Security Agreements for the sale/purchase of vehicles; the collection of collateral vehicles in replevin actions; prosecution and defense of legal issues arising from judgement lien attachment; litigation over the differences in lien attachment as it relates to pre-1976 mobile homes versus modern modular homes; counseling a financier client through the steps to be able to offer factoring financing to its customers. Secured debt obligations, the collateral these attach to, and the complications that can arise, present the Firm with a variety of legal issues to resolve for our clients.

Bankruptcy Solutions

CAVA Law offers its clients concrete legal strategies that permit them to address any and all debt-related legal concerns through the Bankruptcy Courts. Our team’s vast experience has allowed the Firm to serve as counsel to an array of diverse clients in bankruptcy proceedings: debtors and creditors, alike; whether individuals or corporate clients. A unique strategy is developed for each client, depending on the legal questions at hand. Our team is adept at navigating cases through Chapters 7, 11, 12, and 13 of the Bankruptcy Code.

Some general descriptions of matters we have addressed are as follows: liquidating unsecured card debts of low income and low asset debtors in Chapter 7 cases, through which specific care is taken when qualifying the Firm’s clients for Chapter 7 bankruptcy, as the required income/asset analysis is tailored to the unique economic environment at the time the client needs to file bankruptcy; reorganizing secured and priority debts, like real estate-related debt arrears and back-owed IRS debt, for individuals in Chapter 13 cases; restructuring debts for small businesses in an effort to mitigate litigation risks allowing the company to resume conducting business profitably through Chapter 11, using a SubChapter V election; assisting family-owned farm enterprises propose and carry out a payment plan to repay its creditors and maintain its agricultural; and representing a diverse array of creditor clients, such as mortgage lenders, private investors, automotive dealers and financiers, that need to file Claims and other filings in  bankruptcy matters to assure that their claims are adequately considered by the Courts.

The firm’s bankruptcy solutions are designed to provide clients with a strategy towards financial solidity. At CAVA Law we provide personalized legal representation and guidance to help clients make the informed decisions needed at a time of financial uncertainty.

Government Procurement Services

CAVA Law provides legal services and legal-adjacent services in the federal government procurement arena as a WOE (Women-Owned Enterprise) and EDWOE (Economically Disadvantaged Women-Owned Enterprise) certified private firm and federal contractor.

The Firm currently supports various federal contracts with various agencies, at the national and state levels, in the areas of foreclosure services, bankruptcy, real estate transaction support, and creditor rights consulting. Through its teaming partner collaborations, bid submissions, and development of internal contract compliance systems, CAVA Law has positioned itself as one of the few South Florida law firms servicing the federal government in the small business contracting sphere.

Real Estate Law

CAVA Law represents individuals and corporations, both lenders and borrowers alike, in all matters involving real estate contracts and debt disputes. The Firm represents its clients in a diverse range of matters that fall within this category, both transactional and adversarial.  Real estate and its nuisances presents the Firm with a variety of legal issues to guide our clients through. Brief descriptions of some matters the Firm has handled for some of its clients are:

  • Through mediation and strategic legal defenses, the Firm was able to realize the assumption and re-amortization of a defaulted mortgage by the personal representative on behalf of heirs within the estate of a borrower who defaulted on their mortgage
  • Representation of mortgage lenders, both private and institutional, in mortgage foreclosure actions, deficiency actions, and possessory actions
  • Representation of both sellers and buyers through the sale and purchase of real estate, both residential and commercial
  • Representation of residential and commercial property owners in landlord/tenant disputes and transactions
  • Representation of clients within partition actions through which interests in real property are divided by the court
  • Representation of clients involved in litigation involving allegations of trespass and nuisance as it relates to the parties’ real estate investments

Our attorneys understand  that real estate transactions and disputes can be complex and time-consuming, and they are committed to providing their clients with the highest level of legal representation and guidance. Whether clients are buying, selling, leasing, or financing real estate, the firm is dedicated to helping them achieve their goals.

If you are in need of legal assistance related to bankruptcy, debt litigation, or real estate in South Florida, CAVA Law, LLC is here to help. Contact the firm today to schedule a consultation and learn more about how they can assist you.

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“The legal team at the CAVA LAW FIRM are the best. I was very apprehensive and scared when I was first introduced to them to handle my legal problem. They were very professional while still being very personable. They walked me through every aspect of my case. They made it very easy on me. They did all the work. I would highly recommend them to any lay person that has little knowledge of how the legal system works. Thanks again!”

- Cathy Engilis, August 2023

“Amazing service and professionalism. They took care of my situation I recommend them without any hesitation.”

- Tania Maysonet, August 2023

“I have referred clients to Christina who have come back to me with rave reviews on her service, efficiency, and expertise. Her attentiveness affords her clients a much needed level of comfort during difficult times. Christina has proven herself to be professional, caring, and willing to do what is necessary to ensure the best possible outcome for her clients.”

- Elise Rodriguez, Esq., May 2017

“Christina is an extremely talented lawyer in the area of Bankruptcy matters. She is a consummate professional and a zealous advocate that fights for her clients and always gives sound legal advice so that may make the best decisions for their case. I have had the privilege of referring clients to Christina and she never disappoints and always takes great care of them and brings her ‘A’ game. I will continue to refer to her without reservation.”

- Daniel Izquierdo, Esq., February 2023

“Whenever I have a matter involving Bankruptcy I confer with Christina. Her extensive knowledge of the subject makes her an expert in this area. I endorse this lawyer.”

- Ryanne Sherman-Seyba, Esq., November 2016

“When it comes to protecting you & your assets, put your trust in Vanessa. She’ll make sure that the weight that is on your shoulders comes off.”

- Larry Mcguinness, Esq., November 2017

“Vanessa is highly qualified and exceptional attorney in the bankruptcy and debt collection world. I never hesitate to recommend anyone to her because I know that she will take care of the client and their needs.”

- Nicole Alvarez, Esq., February 2016

Five stars!

- Leopoldo Cevallos, May 2022

Five stars!

- Rene Tosca, April 2023

They where very professional and great me good advice I recommend very much.

- Noraima Tuma, 2022
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Fiscal Year-End Small Business Financial Checklist

September 30th marks the end of the Fiscal Year. If you are a small business owner, here’s a financial checklist to better assist you with Fiscal Year end.

CAVA Law Sponsors the 2023 Coral Gables Bar Association Installation Gala

CAVA Law presents at Ms. Esquire Luncheon, 9/12/23

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If you're facing bankruptcy, debt litigation, or real estate issues, don't hesitate to contact CAVA Law, LLC in South Florida for personalized and compassionate legal representation.