Practice Areas

Default Legal Services

The attorneys at CAVA Law have comprehensive experience in assisting our creditor clients with accounts that are in need of recovery. The  team is well-versed in Florida’s debt collection and default rules. The Firm has pursued civil litigation on behalf of businesses, individuals, and governmental agencies as clients throughout the State of Florida in pursuit of debt or collateral collection. Legal causes of action pursued on behalf of our clients in this arena have included: mortgage foreclosure, eviction, ejectment, replevin, breach of contract, and quiet title. With bankruptcy law, reorganizations, and insolvency being at the foundation of our practice and expertise, the attorneys at CAVA Law are able to navigate the bankruptcy process on the creditor-side for our clients if a borrower on an account declares bankruptcy. Taking the time to advise our clients of the various options available in pursuit of monetary recovery or collateral acquisition, the team at CAVA Law understands that a nuanced understanding of the avenues available throughout the debt recovery process is necessary to obtain a just legal outcome for all involved.

Insolvency Solutions

CAVA Law offers its clients concrete legal strategies that permit them to address any and all debt-related legal concerns through the Bankruptcy Courts, Circuit Civil, and County Courts. Our team’s vast experience has allowed the Firm to serve as counsel to an array of diverse clients in insolvency proceedings: debtors and creditors, alike; whether individuals or corporate clients. A unique strategy is developed for each client, depending on the legal questions at hand. Our team is adept at navigating cases through Chapters 7, 11, 12, and 13 of the Bankruptcy Code, through Assignment for the Benefit of Creditors (“ABC cases”) in Circuit Civil Courts, and through mediation and arbitration when the matter requires it.

Some general accounts of a few of the matters the attorneys at the Firm have handled are as follows:

  • Liquidating unsecured debts of low income and low asset debtors in Chapter 7 cases, through which specific care is taken when qualifying the Firm’s clients for Chapter 7 bankruptcy, as the required income/asset analysis is tailored to the unique economic environment at the time the client needs to file bankruptcy;
  • Reorganizing secured and priority debts, like real estate-related debt arrears and back-owed IRS debt, for individuals in Chapter 13 cases;
  • Restructuring debts for small businesses in an effort to mitigate litigation risks, allowing the company to resume conducting business profitably through Chapter 11, using a SubChapter V election;
  • Assisting family-owned farm enterprises propose and carry out a payment plan to repay its creditors and maintain its agricultural and livestock operations;
  • Representing a diverse array of creditor clients, such as mortgage lenders, private investors, automotive dealers and financiers, that need to file Claims and other filings in  bankruptcy matters to assure that their claims are adequately considered by the Courts.

The Firm’s strategies when approaching matters of insolvency and financial risk are designed to provide clients with a plan of action that will lead them towards financial security.

At CAVA Law we provide personalized legal representation and guidance to help clients make the informed decisions needed while in a period of financial uncertainty.

Government Procurement Services

CAVA Law provides legal services and legal-adjacent services in the federal government procurement arena as a WOE (Women-Owned Enterprise) and EDWOE (Economically Disadvantaged Women-Owned Enterprise) SBA-certified private firm and federal contractor.

The Firm currently supports various federal contracts with various agencies, at the national and state levels, in the areas of foreclosure services, bankruptcy, real estate transaction support, and creditor rights consulting. Through its teaming partner collaborations, bid submissions, and development of internal contract compliance systems, CAVA Law has positioned itself as one of the few South Florida law firms servicing the federal government in the small business contracting sphere.

Real Estate Law

In the sphere of Real Estate, CAVA Law has represented individuals & corporations, lenders & borrowers, buyers & sellers, and lessors & lessees, in all matters involving real estate contracts,  secured debt disputes, boundary disputes, tort claims involving real estate, and lien enforcement. The Firm handles a diverse range of matters that fall within this category, both transactional and adversarial.  Real estate and its nuisances presents the Firm with a variety of legal issues to guide our clients through. Brief summaries of some cases the Firm’s team has handled are:

  • Through mediation and strategic legal defense, the Firm was able to realize the assumption and re-amortization of a defaulted mortgage by the personal representative of an estate of a deceased borrower who had defaulted on their mortgage while very ill;
  • Representation of mortgage lenders, both private and institutional, in mortgage foreclosure actions, deficiency actions, and possessory actions;
  • Representation of both sellers and buyers through the sale and purchase of real estate, both residential and commercial;
  • Representation of residential and commercial property owners in landlord/tenant disputes and transactions;
  • Representation of clients within partition actions through which interests in real property are divided by the court;
  • Representation of clients involved in litigation involving allegations of trespass and nuisance as it relates to the parties’ real estate investments.

Our attorneys understand  that real estate transactions and disputes can be complex and time-consuming, and they are committed to providing their clients with the highest level of legal representation and guidance. Whether clients are buying, selling, leasing, or financing real estate, the firm is dedicated to helping them achieve their goals.

If you are in need of legal assistance related to bankruptcy, debt litigation, or real estate in South Florida, CAVA Law, LLC is here to help. Contact the firm today to schedule a consultation and learn more about how they can assist you.

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I am truly grateful that I was pointed to CAVA and that the universe placed us together. Vanessa has always made me feel human in this process and I thank her for her patience and kindness throughout…you are very much appreciated.

- Jeff G., July 2023

“I had the privilege of working with Vanessa, Partner at CAVA Law, and I must say that her legal services were nothing short of exceptional. From the moment I contacted their office, I knew I was in capable hands. She not only possessed an in depth knowledge of the law but also demonstrated a genuine commitment to helping me navigate my real estate legal matters successfully. Thank you!”

- Robert C., September 26, 2023

“CAVA is a law firm with experience, professionalism, respect, and exemplary customer service. Every single member of the team goes above and beyond to make sure their clients are always informed of their case. CAVA is made up of human beings who respect and care for their clients.”

- Hiram, September 21, 2023

“Thank you so much for helping my mother. Attorney Christina Vilaboa was compassionate and professional. She explained Chapter 13 case completely, step by step, giving her piece of mind and a sense of renewed stability that she hadn’t had in several years. I would recommend you very highly. Sincerely, Peter.”

- Peter, October 2023

“The legal team at the CAVA LAW FIRM are the best. I was very apprehensive and scared when I was first introduced to them to handle my legal problem. They were very professional while still being very personable. They walked me through every aspect of my case. They made it very easy on me. They did all the work. I would highly recommend them to any lay person that has little knowledge of how the legal system works. Thanks again!”

- Cathy E., August 2023

“Amazing service and professionalism. They took care of my situation I recommend them without any hesitation.”

- Tania M., August 2023

Five stars!

- Leopoldo C., May 2022

Five stars!

- Rene T., April 2023

They where very professional and great me good advice I recommend very much.

- Noraima T., 2022

Mrs. Vilaboa Abel is such a dedicated soul. I dont have words to express my grattitude towards her. My case wasn’t easy, yet she was supportive from day one and in the end she figured it all out. Aim for the stars Christina, you are awesome!

- Michelle H. May 2016
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CAVA Law on UNIVISION’s “La Voz de la Mañana”

CAVA Law’s Christina Vilaboa-Abel had the privilege of appearing on UNIVISION’s “La Voz de la Mañana” today with host extraordinaire of “Reto Economía,” Erick Cuesta @erickcuestatv. Today the “Reto Economía” segment, which airs to provide the Hispanic community all over the country with financial advice, focused on the legal process of bankruptcy. Christina differentiated between the truths and the myths of the bankruptcy process for the audience. Thank you Erick Cuesta, Univision Noticias & ViX for inviting us on the air! Always aCAVAndo™!

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If you're facing bankruptcy, debt litigation, or real estate issues, don't hesitate to contact CAVA Law, LLC in South Florida for personalized and compassionate legal representation.