our
expertise

Practice Areas

Litigation & Debt Negotiation

The attorneys at CAVA Law offer comprehensive legal services in debt recovery and insolvency matters, representing both creditors seeking to collect debts and borrowers, debtors, and individuals facing financial challenges. Our team is well-versed in Florida’s debt collection and default rules, providing expert guidance to clients across the state.

We have extensive experience in pursuing civil litigation on behalf of businesses, individuals, and governmental agencies to recover debts or collateral. Our legal actions include mortgage foreclosure, eviction, ejectment, replevin, breach of contract, and quiet title. With a strong foundation in bankruptcy law, reorganizations, and insolvency, we navigate the bankruptcy process to protect our creditor clients’ interests if a borrower declares bankruptcy. We advise our clients on the various options available for monetary recovery or collateral acquisition, ensuring a nuanced understanding of the debt recovery process to achieve a just legal outcome.

We also provide legal assistance to borrowers, debtors, and individuals facing financial difficulties. We help our clients navigate complex financial situations, including negotiations with creditors, reorganization strategies, and ensuing litigation. We work closely with our clients to explore all available options for debt relief, ensuring they receive the best possible legal guidance and support during challenging times.

At CAVA Law, our goal is to provide comprehensive and compassionate legal services to all parties involved in debt recovery and insolvency matters, ensuring that each client receives personalized attention and expert legal advice tailored to their specific needs.

Bankruptcy

CAVA Law offers its clients concrete legal strategies that permit them to address any and all debt-related legal concerns through the Bankruptcy Courts, Circuit Civil, and County Courts. Our team’s vast experience has allowed the Firm to serve as counsel to an array of diverse clients in insolvency proceedings: debtors and creditors, alike; whether individuals or corporate clients. A unique strategy is developed for each client, depending on the legal questions at hand. Our team is adept at navigating cases through Chapters 7, 11, 12, and 13 of the Bankruptcy Code, through Assignment for the Benefit of Creditors (“ABC cases”) in Circuit Civil Courts, and through mediation and arbitration when the matter requires it.

The Firm’s strategies when approaching matters of insolvency and financial risk are designed to provide clients with a plan of action that will lead them towards financial security.

At CAVA Law we provide personalized legal representation and guidance to help clients make the informed decisions needed while in a period of financial uncertainty.

Government Procurement Services

CAVA Law provides legal services and legal-adjacent services in the federal government procurement arena as a WOE (Women-Owned Enterprise) and EDWOE (Economically Disadvantaged Women-Owned Enterprise) SBA-certified private firm and federal contractor.

The Firm currently supports various federal contracts with various agencies, at the national and state levels, in the areas of foreclosure services, bankruptcy, real estate transaction support, and creditor rights consulting. Through its teaming partner collaborations, bid submissions, and development of internal contract compliance systems, CAVA Law has positioned itself as one of the few South Florida law firms servicing the federal government in the small business contracting sphere.

Real Estate Law

In the sphere of Real Estate, CAVA Law has represented individuals & corporations, lenders & borrowers, buyers & sellers, and lessors & lessees, in all matters involving real estate contracts,  secured debt disputes, boundary disputes, tort claims involving real estate, and lien enforcement. The Firm handles a diverse range of matters that fall within this category, both transactional and adversarial.  Real estate and its nuisances presents the Firm with a variety of legal issues to guide our clients through. Brief summaries of some cases the Firm’s team has handled are:

  • Through mediation and strategic legal defense, the Firm was able to realize the assumption and re-amortization of a defaulted mortgage by the personal representative of an estate of a deceased borrower who had defaulted on their mortgage while very ill;
  • Representation of mortgage lenders, both private and institutional, in mortgage foreclosure actions, deficiency actions, and possessory actions;
  • Representation of both sellers and buyers through the sale and purchase of real estate, both residential and commercial;
  • Representation of residential and commercial property owners in landlord/tenant disputes and transactions;
  • Representation of clients within partition actions through which interests in real property are divided by the court;
  • Representation of clients involved in litigation involving allegations of trespass and nuisance as it relates to the parties’ real estate investments.

Our attorneys understand  that real estate transactions and disputes can be complex and time-consuming, and they are committed to providing their clients with the highest level of legal representation and guidance. Whether clients are buying, selling, leasing, or financing real estate, the firm is dedicated to helping them achieve their goals.

If you are in need of legal assistance related to bankruptcy, debt litigation, or real estate in South Florida, CAVA Law, LLC is here to help. Contact the firm today to schedule a consultation and learn more about how they can assist you.

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I am truly grateful that I was pointed to CAVA and that the universe placed us together. Vanessa has always made me feel human in this process and I thank her for her patience and kindness throughout…you are very much appreciated.

- Jeff G., July 2023

“I had the privilege of working with Vanessa, Partner at CAVA Law, and I must say that her legal services were nothing short of exceptional. From the moment I contacted their office, I knew I was in capable hands. She not only possessed an in depth knowledge of the law but also demonstrated a genuine commitment to helping me navigate my real estate legal matters successfully. Thank you!”

- Robert C., September 26, 2023

“CAVA is a law firm with experience, professionalism, respect, and exemplary customer service. Every single member of the team goes above and beyond to make sure their clients are always informed of their case. CAVA is made up of human beings who respect and care for their clients.”

- Hiram, September 21, 2023

“Thank you so much for helping my mother. Attorney Christina Vilaboa was compassionate and professional. She explained Chapter 13 case completely, step by step, giving her piece of mind and a sense of renewed stability that she hadn’t had in several years. I would recommend you very highly. Sincerely, Peter.”

- Peter, October 2023

“The legal team at the CAVA LAW FIRM are the best. I was very apprehensive and scared when I was first introduced to them to handle my legal problem. They were very professional while still being very personable. They walked me through every aspect of my case. They made it very easy on me. They did all the work. I would highly recommend them to any lay person that has little knowledge of how the legal system works. Thanks again!”

- Cathy E., August 2023

“Amazing service and professionalism. They took care of my situation I recommend them without any hesitation.”

- Tania M., August 2023

Five stars!

- Leopoldo C., May 2022

Five stars!

- Rene T., April 2023

They where very professional and great me good advice I recommend very much.

- Noraima T., 2022

Mrs. Vilaboa Abel is such a dedicated soul. I dont have words to express my grattitude towards her. My case wasn’t easy, yet she was supportive from day one and in the end she figured it all out. Aim for the stars Christina, you are awesome!

- Michelle H. May 2016
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Latest
Blog

Read our latest blog to stay informed on legal news, updates, and insights from our experienced team at CAVA Law, LLC.

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How Divorce & Bankruptcy Intersect

Divorce and bankruptcy are both challenging life events, and they often intersect in ways that can significantly impact your financial and legal situation. If you’re considering or currently going through either, it’s important to understand how they might affect each other.

CAVA Law on UNIVISION’s “La Voz de la Mañana”

CAVA Law’s Christina Vilaboa-Abel had the privilege of appearing on UNIVISION’s “La Voz de la Mañana” today with host extraordinaire of “Reto Economía,” Erick Cuesta @erickcuestatv. Today the “Reto Economía” segment, which airs to provide the Hispanic community all over the country with financial advice, focused on the legal process of bankruptcy. Christina differentiated between the truths and the myths of the bankruptcy process for the audience. Thank you Erick Cuesta, Univision Noticias & ViX for inviting us on the air! Always aCAVAndo™!

Navigating Personal Guarantees: Understanding the Risks & Responsibilities as a Business Owner

Personal guarantees are common in various business transactions, yet many individuals may not fully understand their implications. In this blog post, we’ll delve into what personal guarantees are, why they are used, and the potential risks and considerations involved.

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If you're facing bankruptcy, debt litigation, or real estate issues, don't hesitate to contact CAVA Law, LLC in South Florida for personalized and compassionate legal representation.